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PERSONAL FINANCE AND                INVESTING

The following are the top financial and investing tools that I am using or have been impressed with in my research, to help me reach my financial freedom. There are thousands of products and resources out there. This list is meant to cut through all the fluff and help you find the best up front and save you some time.

Best Investing Options:​​

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Best Wealth Management:

 

Best Online Savings Accounts:

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Best Rewards Credit Cards:

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Credit Check/Identity Protection:

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BEST INVESTING OPTIONS
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FUNDRISE

Fundrise is crowdfunding for real estate. You basically get to invest in multi-million dollar real estate deals with just $500.

 

  • Diversify your portfolio with real estate.

  • 8.7-12.4% historical annual returns

  • low fees.

  • Various plans for whatever your goals might be.

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PEER STREET

PeerStreet is a marketplace where accredited investors can invest in high-quality private real estate loans. Building a portfolio is simple. You can curate your own portfolio of real estate loan investments or allow PeerStreet to do the work for you with Automated Investing. Just select a few custom parameters and peer street will place you into loans automatically. 

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ACORNS

Acorns is great because you can invest your spare change. Set aside the leftover change from everyday purchases by turning on automatic Round-Ups. 

 

Get $10 when you sign up now

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ALLY INVEST

Ally Invest is apart of Ally Bank that is on this list as well. Ally Invest is for everyone, whether you are new, experienced, or somewhere in between. They have an option to self manage your portfolio or have it managed for you based off your goals/

BEST WEALTH MANAGEMENT
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PERSONAL CAPITAL

Personal Capital is a financial planning and wealth management tool. Some of the things they offer that I like are.Cash Flow and Net Worth Calculators.Investment check up tool, etc. Their tools help you make better financial decisions as well as plan for retirement better.

BEST ONLINE BANKING
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CIT BANK

CIT BANK offers a bunch of different service such as online bank and saving accounts, CD's, and even mortgages and lending.

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ALLY BANK

Ally Bank offers a few different services (Banking, Invest, and mortgages). I have loved using Ally bank as some other online savings account for more long term goals (trips, kids future, etc.) It is so user friendly.

BEST PERSONAL REWARD CREDIT CARDS
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CHASE SAPPHIRE PREFERRED CARD

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®

  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.

  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 60,000 points are worth $750 toward travel

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CAPITAL ONE VENTURE REWARDS CARD

  • Earn 50,000 bonus miles

  • Earn unlimited 2x the miles

  • Annual fee: $0 for the first year and then $95 a year after that.

  • Receive $100 towards global entry or TSA precheck

BEST CREDIT CHECKER / IDENTITY PROTECTION
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CREDIT KARMA

Credit Karma lets you check your credit score for free. Another service they offer is they compare credit cards, auto loans, home loans, etc. for you to see what is the best option for you.

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EXPERIAN

Experian is great for both monitoring your credit score and indentity theft protection. The nice thing is I you can try risk free for 30 days.

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